Tim Talks To…” Podcast

Tim Talks To…” is a weekly podcast in which NGPF founder Tim Ranzetta discusses different aspects of personal finance with talented professionals across the financial and education landscapes.

Perfect for commuting, exercising, or as background music for grading student work, listen in as Tim talks with award-winning teachers, published authors, industry leaders and more!

Subscribe to the podcast on iTunes, Soundcloud, or listen through the links below.

DateGuestGuest's Title & OrganizationDescriptionTopicKeywords
2/13/17Charles KafoglisEducator at Incarnate Word (Houston, TX)Charles shares his four principles to teaching personal finance and how he incorporates the course into a leadership programFinancial literacyLeadership training, NGPF Fellow
2/6/17Odelia Younge and Jennifer KabakerMicro-credential Product Managers, Digital PromiseOdelia and Jennifer describe their innovative competency-based platform for teacher professional developmentFinancial LiteracyProfessional development, micro-credentials. competency-based PD
1/30/17Steve PenleyEducator at Waubonsie Valley High School (Aurora, IL)Steve describes how he uses blended learning to bring personal finance to life for his studentsFinancial LiteracyBlended learning, professional development, PLCs
1/23/17Andrei SmithInternet Car Sales ManagerAndrei provides some "insider tips" on how to purchase a new car and the financial behaviors he sees in the showroomTypes of Credit, Buying A New CarComparison shopping, purchase decisions, car loans
1/16/17Beth KoblinerAuthor of Make Your Kid a Money Genius, Columnist and AdvocateBeth discusses her latest book and how to teach financial skills at all age levelsFinancial LiteracyMake Your Kid A Money Genius, Shirley's rule about spending
1/9/17Jeff ShireyEducator at Avonworth Middle/High School (Pittsburgh, PA)Jeff shares his passion for spreadsheets and offers insights on how to make them work in your classroom too. Financial Literacy, Investing, BudgetingSpreadsheets
1/2/17Allan RothAuthor, Columnist and Financial AdvisorAllan shares his investing approach from his recent book about investingInvestingIndex funds, expense ratios, asset allocation
12/26/16Jonathan JosephEducator at White Plains High School (White Plains, New York)Jonathan describes how he weaves sports into his economics lessons and how he connects to his studentsFinancial LiteracySports and Economics, Sloan Foundation award
12/19/16Hon. John NinfoRetired Bankruptcy Judge and Founder of CAREJohn shares his insights gained from decades as a bankruptcy court judge and how that led to him founding a non-profit focused on financial educationCredit Cards, Budgeting, Student LoansBankruptcy, Credit Abuse Resistance Education (CARE)
12/12/16Brian PageEducator at Reading High School (Reading, Ohio)Another repeat guest, Brian discusses his busy year out of the classroom and how he has changed his instructional methodsFinancial Literacy, Paying for CollegeProfessional development, micro-credentials, advocacy, FAFSA
12/5/16Jonathan ClementsAuthor of "How To Think About Money"Jonathan comes back to the NGPF podcast to discuss his latest book and his adventures in the classroomInvesting, saving and budgetingBehavioral finance, investing,"How to Think About Money,"
11/28/16Pat PageEducator at East Greenwich High School (Rhode Island)Pat discusses her creative use of technology and the importance of story-telling in the classroomFinancial LiteracyTechnology, advocacy, teacher of the year, story-telling, parent engagement
11/21/16Laura FalkEducator at Fairbanks High School (Milford Center, OH)Laura shares the various ways that she develops career readiness skills in her students CareerJob shadow, career interests, NGPF Fellow
11/14/16Vicki ZhouCo-founder of Wise BanyanVicki shares her entrepreneurial journey and what motivated her to bring financial planning services to the masses Investing, entrepreneurship, budgetingGoal-setting, robo-advisor, asset allocation
11/7/16Dan KadlecAuthor and JournalistDan describes his passion for educating young people about personal finance and his new project, Right About Money. Financial LiteracyGlobal financial literacy efforts, investing, allowance, Right About Money
10/31/16Dr. Julie HeathDirector of the Economics Center at the University of Cincinnati Julie shares her expertise in the area of elementary-age personal finance educationFinancial LiteracyElementary education, program development
10/24/16 Ami AmeroSocial Science teacher at Forest Hills Cons. (Jackman, ME)Ami shares her budgeting simulation and the lessons learned by her studentsBudgetingSimulations, advocacy, career readiness
10/17/16
Jill ThompsonEducator at Walsh High School (Casper, WY)Jill shares her approach to developing career readiness skills in her studentsCareerProject-based learning, job shadows, community college partnerships, NGPF Fellow
10/10/16Josh HarrisPersonal Finance Lecturer at ClemsonJosh describes how he designed and implemented a new online personal finance course at Clemson UniversityFinancial LiteracyOnline education, college financial literacy
10/3/16Jim RowleySenior Investment Analyst at VanguardJim shares his insights on investing in index funds and the importance of understanding investment feesInvestingIndex funds, Vanguard, ETFs, fees, asset allocation
9/26/16Kristin WongFinancial bloggerKristin shares her thoughts on shifting your money mindset and other money hacks she has learned from her thousands of blog posts.BudgetingMoney mindset and values
9/19/16Kathleen BrennanMath Dept. Chair at Mt. St. Mary Academy in Watchung, NJKathleen shares her love of case studies including how best to implement in the classroomCase Study, Paying for College, SavingsLoot, Inc., case study facilitation, Save Me!
9/12/16Dr. Carly UrbanEconomics Professor at Montana State UniversityDr. Urban describes her research demonstrating the effectiveness of financial educationFinancial Literacy, ResearchEducational mandates, credit score improvements
9/5/16Elizabeth Justema Personal Finance teacher at Summit HS (Bend, OR)Elizabeth describes how she helps students reflect on and unearth their money values and beliefs that underpin their behaviorsIntroduction to Personal Finance unitMoney beliefs, money values, curriculum selection process
8/29/16Colleen Poynton and Alex DavidovVenture capitalists at Core Innovation CapitalAlex and Colleen describe the tectonic shifts occurring in financial servicesBudgeting, Saving, InvestingInnovation, Fintech, Venture Capital
8/22/16Jason VitugAuthor and Financial Literacy EvangelistJason shares his odyssey from the corporate suite to his "road trip" to bring financial literacy to the masses.Philosophy of Money, Financial LiteracyPhroogal, Personal finance, financial wellness
8/15/16Tiffany AlicheThe BudgetnistaTiffany shares her budgeting tips which draw from behavioral finance researchBudgeting, Behavioral FinancePersonal finance
8/8/16Kristina EllisFinancial Aid Expert and AuthorKristina shares the insights from her recent book, How to Graduate Debt Free. She provides tips on applying for scholarships, determining whether a college is worth your investment and managing student loans.Paying for CollegeScholarships, work-study, student loans, return on investment
8/1/16Eileen HeismanCEO and President of National Philanthropic TrustEileen provides her insights on the state of giving in the United States and shares an activity idea that will bring philanthropy into your classroomPhilanthropyCharity, generosity, non-profits
7/25/16Veronica DangerfieldPersonal Finance Evangelist, Patelco Credit UnionA passionate advocate for financial literacy, Veronica shares her tips on how she engages at-risk youth through her workshops.Financial LiteracyAt-risk youth, money mindset
7/18/16Sean McQuayCredit Card Expert, NerdWalletListen to Sean share the "inside baseball" on credit cards including the best reward programs, hacking your credit score and geting a start with a secured credit card.Credit CardsSecured credit cards, authorized signer, credit score, 0% APR
7/11/16Gary MottolaFINRA Financial Education FoundationGary provides a comprehensive look at the state of financial literacy in the US while describing the results of his team's 2015 National Financial Capability Study.Financial Literacy, Checking, Budgeting, Credit CardsFinancial Literacy, Research, Financial Education, FINRA
7/4/16LaTisha StylesFounder of Young FinancesWe had a great conversation about a variety of topics from the highs and lows of her entrepreneurial journey as founder of Young Finances to providing ideas (and resources) on how to explain taxes and investing to young people.Taxes, Investing, EntrepreneurshipPersonal finance, motivation, selecting college majors, start-ups, building a web business
6/27/16Mike FinleyAuthor, educator and investorMike shares the investing wisdom he has gained from his thirty years as an avid reader of all things investment-related, as an investor, an educator and author. You will walk away with some new ideas on how to simplify your investing lessons.InvestingIndex funds, system 1 and system 2 thinking, asset allocation, diversification
6/20/16Bilal ZiaSenior Economist at the World BankBilal shares his global perspectives on financial literacy and financial capability that he has gleaned from his field studies in countries such as Indonesia, India, Brazil and South Africa. Financial Literacy, Behavioral FinanceResearch, Personal Finance Education, Outcomes
6/13/16Terrance OdeanProfessor of Finance at Haas School of BusinessTerry, a well respected Berkeley professor, shares some great investing and teaching ideas. He shares his "big break" in getting access to account records of tens of thousands of individual investors. This data set went on to influence several of his research papers which provide critical investment strategies on how to outsmart our worst enemy, ourselves. Investing, Behavioral Financeinvesting, professor, strategies, financial advisor fees, system 1 vs. system 2 thinking, online learning
6/6/16Nancy Labricciosa, Amanda VolzTeachers at Plymouth-Whitemarsh Senior HS (PA) and St. Clair HS (MI)Nancy Labricciosa and Amanda Volz were recently honored as Teacher-Innovators based on the projects they submitted for our annual contest. Amanda discusses how she uses a “Shark Tank” format in her Company Competition project to provide students with a template to evaluate investing in publicly held companies. Also, Nancy shares details about her "Retirement Investing Project" and the hooks she uses to get high school students interested in investing for future goals. Retirement, Investing, Project-based Learningprojects, investing, teaher innovators, publicly held companies, socia security
5/30/16Kerri HerrildBusiness Teacher at De Pere High School (WI)NGPF Teacher Innovator, Kerri Herrild, shares stories about her curriculum and award winning project which is designed to engage parents. Project Based Learningteacher innovator, parent engagement, financial goals, track spending, project
5/23/16Brian YanizeskiBusiness Teacher from Fox Chapel Area High School (PA)Brian Yanizeski is a Business Teacher from Fox Chapel Area High School in Pittsburgh, Pennsylvania, who was recently honored as an NGPF Teacher-Innovator for his “Home Buying Project.” Brian illustrates how he started his personal finance project and how he believes online environments play a role in personal finance.Online Learning, Blended Learningmortgages, project, online environments, online courses, group projects
5/16/16Bill DwightFounder of FamZooBill Dwight, the founder of FamZoo, discusses how he started his company, how to raise financially responsible kids, and whether you should invest in index funds or individual stocks. Budgetingfamzoo, budgeting, kids, prepaid cards, index vs. individual stocks, interest rates
5/9/16Joel ChrislerEducator at Sauk Prairie High School (WI)Joel Chrisler describes the program that he built which sends high school students into the neighboring elementary schools to teach them core financial concepts. In this podcast, he explains the key lessons he wants to impart to young people through this program and how they measure success in the program.Peer-to-Peer Financial Educationfinancial literacy programs, key lessons, curriculum integration, online curriculums
5/2/16Danielle Trouve, Lisa Bender, David SoldnerNGPF Teacher Innovator Award WinnersIn honor of Financial Literacy Month, NGPF recognizes educators with innovative projects. We talked to 3 of them. Danielle uses her activity "Egg and Spoon Insurance and Probability" to bring the concept of insurance to life for her students. Lisa uses "Prepping for Success: Exploring College and Career" which takes a student-centered approach to career exploration. David uses celebrities as a hook to engage students in his "Celebrity Income Tax" project.Project-Based Learninginnovative projects, financial literacy month, insurance, career, income tax
4/26/16Brandon JacobsonCopper Hills High School (UT) TeacherBrandon Jacobson is a teacher at Copper Hills High School and has a love for the use of case studies in his courses. In this podcast, Brandon explains how case studies can be used to break down socioeconomic barriers in the classroom along with certain habits that lead to financial success.Case Studiescase studies, socioeconomic barriers, teaching methods, classroom diversity
4/19/16Justin DraegerLeader of the National Association of Student Financial Aid Administrators (NASFAA)Justin Draeger, whose organization includes over 20,000 financial assistance professionals from 3,000 schools, talks about subjects such as negotiability of financial aid, misconceptions about aid, and what changes are in store for financial aid.Paying for Collegefinancial aid, FAFSA, college, student debt, negotiation
4/12/16Lauren AsherStudent Loan and Financial Aid Expert and Advocate at TICASLauren Asher is a financial aid expert who advocates for a simpler, fairer, more transparent financial aid process to ensure broader access to educational opportunity. In this podcast, Lauren explains largest misconceptions when it comes to student debt and common characteristics of those struggling with debt.Paying for Collegestudent loans, student debt, misconceptions about debt, financial aid award letters
4/5/16John UlzheimerAuthor, expert, educator, and former employee of Equifax and Fair IsaacJohn Ulzheimer, an expert in credit scores, provides tips on how students and adults can build and boost their scores. He also debunks common myths and provides a good history of credit scores and how they are calculated. Credit Scorescredit scores, myths, tips, hacks, history, score calculation
3/29/16Laura LevinePresident of Jump$tart Coalition for Personal Financial LiteracyLaura Levine, the President of the Jump$tart Coalition for Personal Financial Literacy, discusses her short and long-term goals for Jump$tart as well as how the personal finance landscape has changed over time. State of Financial Literacypersonal finance landscape, financial literacy month, paying for college, personal finance integration
3/22/16Reece Cannady and D.J BierwirthFinancial Literacy Community Project at the University of PennsylvaniaReece and D.J discuss their organization which serves several schools in Western Philadelphia by supplying a team of near-peer volunteer teachers teaching innovative personal finance curriculum. Their goal is to empower low-income kids to make sound financial decisions in the future.Peer-to-Peer Financial Educationlow-income students, volunteer teachers, innovative curriculum, impact
3/15/16Eric TysonAuthor of Personal Finance For DummiesEric Tyson, author of Personal Finance For Dummies, talks about the weight that should be given to the advice of personal finance "gurus" and discusses the meaning of "wealth" beyond one's bank account.Personal Finance Basicsfinancial gurus, beginning advice, personal finance habits, financial advice
3/8/16Pete JordanFounder of Knowledge MattersPete Jordan, the creator of a popular personal finance simulation, describes the many benefits and process of using and creating simulations to give students real-world experiences about financial decisions. Personal Finance Simulationssimulations, knowledge matters, capstone project, wide range of topics, improving curriculum
3/1/16Ron LieberColumnist at NY TimesRon Lieber, a "Your Money" columnist at the NY Times, guides parents with personal finance anxiety and appraises different methods of teaching investing to teens. Investing, Paying for Collegecollege expenses, applying for college, teen investing, teaching teens, college selection
2/23/16Helaine OlenAuthor of Pound Foolish: Exposing the Dark Side of the Personal Finance Industry and The Index CardHelaine Olen believes all relevant personal finance knowledge can be condensed onto a single notecard. She discusses what she thinks the relevant information is from stocks to insurance to budgeting.Personal Finance Basicsbudgeting, index card, author and columnist, relevant information, fiduciary, investing, target date fund weakness
2/16/16David AndersonExecutive Vice-President at w!SEDavid Anderson, Executive Vice-President at w!SE (Working in Support of Education), explains how The Financial Literacy Certification program helps high school students acquire essential personal finance and knowledgeFinancial Literacy Certificationfinancial literacy, financial literacy certification, "Blue Ribbon" schools
2/9/16Emily IversonDeveloper of Online Personal Finance Course at Mukwonago High School (WI)Emily Iverson, a teacher who presided over an amazing growth in personal finance enrollment, decided to create an online personal finance course in 2011 for students who could not schedule in the regular year. She goes on to discuss in detail how one could create their own online course. Online Learningonline courses, next generation finance education, career, employment, tips for teachers
2/2/16Barbara O’NeillPersonal Finance Researcher, Educator, Trainer and Writer at Rutgers Cooperative Extension (NJ)Barbara O'Neill, who has taught over 30,000 adults and has 37 years of experience with Rutgers Cooperative Extension, talks about the differences between teaching adults and college students as well as how personal finance teachers can be more confident while teaching.Teacher training, Savingfinance education, confidence in teaching, compound interest, saving, utilizing social media
1/26/16Matthew GhermanPersonal Finance Evangelist at Murrow High School (NY)]Matthew Gherman, a teacher and recipient of the Sloan Foundation Teaching Champion Award, discusses how he makes credit scores and investing compelling to students especially with special needs. He also discusses how he trains high school students to teach personal finance to elementary school students. Peer-to-Peer Financial Education, Incorporating Personal Finance into Economicsinvesting, teaching award, credit scores, special needs students, training program
1/19/16Mary MorrisonFinancial Aid Guru and Personal Finance InnovatorMary Morrison, recipient of the Amy Blue Award in 2008 for her service to students, highlights the blind spots that families have when it comes to financial aid and shares inside knowledge about college scholarships.Paying for Collegefinancial aid, scholarships, college preparation, career preparation
1/12/16Brian McFallBusiness Instructor at Washburn Rural HS (KS)Brian McFall discusses his student-run coffee shop and the personal finance lessons that arise from it as well as his innovative blended learning curriculumCareer/Blended Learningblended learning, finance lessons through experience, career skills
1/5/16Lisa BenderTeacher InnovatorLisa Bender discusses her focus on developing college and career readiness skills in her students along with her strategies to get personal finance added to her school’s curriculum.College and Career Readinesspersonal finance course integration, career readiness, college preparation
12/29/15Nohely PeazaStudent at Eastside College Preparatory School (CA)Nohely Peraza, who offers the unique perspective of being a first generation college student, discusses financial responsibilities and lessons she has learned as well as stereotypes about youth finance.Budgeting/Paying for Collegebudgeting, student perspective, college counselor, stereotypes, early jobs, motivation
12/22/15Anna TakahashiDirector of College Counselling at Eastside College Preparatory School (CA)Anna Takahashi discusses the biggest financial aid myth, how to engage parents in the college decision process, recent changes to the process, and the makings of a strong personal statementPaying for Collegefinancial aid, paying for college, myth, college decision process, personal statement, college counseling
12/15/15Maj. Brian RetherfordEconomics Instructor at USMA West PointMajor Brian Retherford discusses what happens when service academy participants get the opportunity for a $36,000 loan, key investment lessons for young people, and how to fill behavior gaps in future Army officer corps. Thoughtful responses by students on the loan program are included. Investinginvesting, $36,000 loan, army officers, blind spots, engaging teaching
12/8/15Colin RyanStand-Up Comic and Financial EducatorColin Ryan has participated in over 500 student workshops in which he uses a comedic facade to teach the importance of individual motivation and its effects on financial behavior. In this podcast, he discusses how he incorporates comedy and storytelling as means of teaching personal finance.Psychology of Money, Comedystorytelling, comedy in classrooms, student workshops, financial behavior, individual motivation
12/1/15Ren Makino and Sid SharmaNGPF Interns and Students at Palo Alto High School (CA)Our very own interns, Sid Sharma and Ren Makino, discuss money attitudes by parents, comfortability with payment methods, how to engage their age group (high school), and their own saving strategiesBudgeting/Savingbudgeting, payment methods, high school perspective, money attitudes, saving strategies
11/17/15Robbin LussierPersonal Finance Innovator at Chicopee High School (MA)Robbin Lussier, a personal finance educator at Chicopee High School, discusses how to advance personal finance education by sharing her personal experiences through teaching.Technology in classroomhigh school teaching, technology, personal finance innovador, paying for college
11/12/15Ash CashPersonal finance expert, motivational speaker, radio show host, entrepreneurAsh Cash, a former banking executive, transitioned to an entrepreneurial life educating and motivating others to make financially responsible decisions. He discusses how he engages and empowers a wide spectrum of audiences; from prisoners at Rikers Island to high school students to corporate executives. Psychology, Careerspersonal finance guru, financial empowerment, motivation, inner-city youth, banking, credit, side hustle
11/3/15Jacqueline PresterTechnology and Social Media Guru at Mansfield High School (MA)Through her Twitter account (@MrsPrester), Jacqueline Prester has created a global professional learning community. She also dives into how she uses technology and social media in her personal finance lessons.Social Media, Technology in classroomsocial media, twitter, mixed grade level classrooms, teaching
10/27/15Candace FikisEconomics Teacher at West Chicago Community High School (IL)Candace Fikis, a recent recipient of the 3M Outstanding Economic Educator Award, discusses her state championship winning after-school personal finance club, how to expand your teacher network through conference attendance and social media, and bringing a high level of energy and innovation to the classroom.Incorporating Personal Finance into Economics, Project-based Learningeconomics, award-winning, after school club, networking, econ-nerd, innovative teaching
10/20/15John PelletierDirector Of The Center For Financial Literacy at Champlain College (VT)John Pelletier, the 2015 Financial Literacy Champion by the Vermont JumpStart Coalition, discusses his biennial Report Card which evaluates state-level efforts to improve financial literacy in high schools.Paying for College, Budgeting, State of Financial Literacypaying for college, student loans, counseling, research, budgeting
10/13/15Darren GurneyTeacher at New Rochelle High School (NY)Darren Gurney, a recipient of the Sloan Teaching Champion Award, discusses his teaching style and enthusiasm for investing that has created several Wall Street careers, a stock market simulation, and frequent shout outs from Jim Cramer.Investingteaching for successful careers, Jim Cramer, Sloan Teaching Award, investing
9/30/15Mark KantrowitzFinancial Aid GuruMark Kantrowitz, the Senior Vice President and Publisher at Edvisors.com, talks about the value of a college education and how to plan ahead when taking out a student loan.Paying for Collegestudent loans, student debt, financial aid, education, conversation, educators
9/22/15Jonathan ClementsAuthor and Columnist at the Wall Street JournalJonathan Clements, who has written over 1,000 columns for the WSJ, shares what he learned from being a writer, the power of storytelling, and how he plans to bring a more holistic approach to personal finance in the classroom when he teaches this fall.Behavioral Finance, Investingwall street journal, author's perspective, storytelling, power of writing, engagement in personal finance
9/8/15Brian PageOutreach and Education Manager at Budget ChallengeAs an outreach and education manager, Brian Page uses his experience as a high school teacher to explain how the Budget Challenge simulation can be implemented in classrooms.Budgetingbudgeting, high school, teaching, Budget Challenge, real world implications
9/3/15Mike KaniaTeacher at Nicolet HS (WI)Michael Kania, a winner of the Governor's Financial Literacy Award, discusses how he brings financial literacy to life for his students and provides valuable classroom resources.Investingteacher, classroom tips, knowledge matters, credit, making personal finance interesting, investing
8/27/15Dottie VollmerPeer Financial Educator at Indiana UniversityDottie Vollmer shares what she has learned in her work with college students on budgeting, student loans and credit cards.Budgeting, Paying for College, Types of Credit, Peer-to-Peer Financial Educationbudgeting, paying for college, types of credit, Indiana University, misconceptions, MoneySmarts