Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market When the Mean is Kinda Nice FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance RESEARCH: Professional Certifications PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Your Federal Taxes MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores READ: Retirement Basics How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging in Action COMPARE: Which Repayment Option is Best? MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans Gotta Habit MOVE: The Net Price of College MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Polygraph: Guess the Distribution DESMOS: Growth Factor and Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments