I enjoyed catching up with Jonathan Clements recently on the NGPF podcast. Since our conversation a year ago, Jonathan has been busy on a number of projects including teaching a college course in personal finance and writing a book “How To Think About Money” (good choice for a stocking stuffer this holiday season:). His goal with the book is to provide “a coherent way to think about their finances, so they worry less about money, make smarter financial choices and squeeze more happiness out of the dollars that they have.” I always come away from a conversation with Jonathan thinking more deeply about my relationship with money along with some ideas that I can implement in my life. I hope that you will too! Enjoy!


  • 0:00~1:05 – Introduction
  • 1:05~2:35 – His experience over the past year teaching at Mercy College
  • 2:35~4:42 – Importance of numeracy
  • 4:42~6:23 – A little about Mercy College
  • 6:23~6:54 – How to find Jonathan’s resources that he used in the classroom
  • 6:54~8:42 – Persuading students to care about personal finance
  • 8:42~10:31 – Why did he write his latest book “How to Think about Money”
  • 10:31~16:57 – Money and happiness
  • 16:57~19:30 – Goal setting
  • 19:30~27:05 – Betting on a long life
  • 27:05~27:25 – A word from our sponsors, Next Gen Personal Finance
  • 27:25~31:11 – Re-wire your brain
  • 31:11~38:19 – Strategies to save
  • 38:19~46:08 – To win, don’t lose
  • 46:08~46:48 – Thinking about a stocking stuffer
  • 46:48~49:20 – How to access his Money Guide in the New Year (spoiler alert: it’s online and it’s free!)
  • 49:20~50:27 – Conclusion
Notable Quote:
“Don’t trust your judgement. Think hard about making purchases because then you will know what you really want rather than what other people think you should be buying.”