julie-heath-cropped

I know that you will enjoy my recent conversation with Dr. Julie Heath, the Director of the Economics Center at the University of Cincinnati. An accomplished educator (Professor of the Year awards abound), researcher and passionate advocate, Julie has been at the vanguard of bringing financial education to elementary school students throughout the U.S. She founded SMART Tennessee in 2006 which has brought financial education to over 75,000 students in the state of Tennessee. We discuss her earliest memories of trips to the local bank (“unlocking the barrel,”), as well as the key skills that young people need to maximize their financial capabilities. Enjoy!

Details:

  • 0:00~1:03 – Introduction
  • 1:03~2:07 – Julie’s background
  • 2:07~3:28 – Passion for economic education
  • 3:28~5:53 – Earliest memories of saving trips to the bank
  • 5:53~7:39 – The power of habit
  • 7:39~10:19 – Path to becoming a professor
  • 10:19~12:47 – Favorite financial lessons
  • 12:47~17:11 – Incorporating financial education in her economics course
  • 17:11~18:44 – How to develop a financial education program
  • 18:44~19:04 – A word from our sponsor, Next Gen Personal Finance
  • 19:04~23:00 – Bringing the curriculum to students
  • 23:00~28:20 – Financial skills to build during K-12
  • 28:20~30:03 – Importance of building skills at a young age
  • 30:03~32:43 – Scaling personal finance education on national basis
  • 32:43~33:49 – Description of the SmartPath program
  • 33:49~35:36 – Incorporating financial education in elementary school mathematics
  • 35:36~37:54 – Parting thoughts
  • 37:54~ Conclusion
Resources:
Notable Quote:
  • “We don’t wait in other disciplines to teach students. We don’t start teaching history or science in the senior year of high school”