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What’s the Average A.P.R. on Credit Cards In the U.S.?

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Answer (from Creditcards.com via Motley Fool): 15.36% (a record high!)

A good reminder for students about a few key characteristics of credit cards:

  • Why are rates going up? Blame the rewards programs as one reason:
By |January 24th, 2017|Uncategorized|

What’s the Catch: What’s Wrong With This Retirement Picture?

Occasionally I come across items on financial websites that I can only shake my head at…see if you can catch the disconnect:

screen-shot-2017-01-10-at-6-08-20-pm

So, did you catch it?

By |January 12th, 2017|Uncategorized|

Insanely Useful Websites College Students Need

I received an email from Pinterest outlining what is trending in education this week.  After reading the email, I honed in on the Budgeting section listed under “50 Insanely Useful Websites for College Students”.

screen-shot-2017-01-05-at-1-03-00-pm

 

Questions for students: (first select one of the websites listed above)

  • Why is the company listed under the budgeting section?
  • How does the selected company make money?
  • How might the product or service be useful for students?
  • Now that you’ve found out more about the company, are you more likely to use it’s product or services?  Why or why not?
By |January 5th, 2017|Uncategorized|

Amy McCabe, NGPF Fellow, recommends 2 game platforms — Kahoot and Quizizz

It’s a special occasion here on the NGPF blog — a guest piece by NGPF Fellow Amy McCabe! We know that hearing from us is one thing, but hearing from a fellow teacher, who’s in the classroom day in and day out, is a whole different ballgame! Amy’s an economics and personal finance educator at Culpepper County High School in VA, and sends along this review…

Do your students know more about money than a 29-year-old?

I meant to strike while the iron was hot, while this NY Times article, I’m 29 and I never learned how money works. It’s time to fix that., was all over my social media feed in mid-October. Whelp — It’s 7 weeks later, and here I am. Better late than never I suppose (that’s why Tim is the master blogger around NGPF, not me).

I like that the article exists, but I don’t like the idea of just giving it to my (hypothetical) students to read. It covers FAR too many topics in too much detail to be a concentrated “intro to personal finance,” and it seems silly to have your students read and take notes on it if they’ve never learned any of this stuff before (how will they even know what is “important?) or if they’ve learned it all before (why are they taking notes if they already know all this?). So, what would picky Jessica do with this awesome article? Here are a few of my ideas:

  1. Pull out the questions (sometimes they have follow-up questions embedded), and use it as a pre-test at the beginning of the term and a post-test at the end. Of

Question: What’s The Correlation Between Income and Net Worth?

Stats teachers teaching correlations will love this graphic…and you should too!

2013scf_income_v_wealth_united_states

I love the folks at Visual Capitalist (ongoing hat tip to Big Picture Blog) and their creativity at using graphical representations to help elucidate (been dying to use that word) complex topics.

First, let’s orient what you’re looking at (from Visual Capitalist):

By |December 12th, 2016|Uncategorized|

A Weekly Round Up: Schools In The News

 

personal-finance

GARY, IN.  The bleating of a pair of goats has been added to the clucking of hens at Thea Bowman Leadership Academy’s urban farm. Nearly two dozen students at the high school are taking the Entrepreneurship and Personal Finance class, which oversees the farm.

  • Improving Financial Literacy for Ontario Students (Ontario)

November is Financial Literacy Month and Ontario is highlighting the various resources and supports provided to students across the province to improve their financial literacy.

A Florida-based teen financial literacy program led to a set of free suits for one of the state’s famed high school football programs as part of a partnership that aims to improve the lives of talented young athletes off the field, no matter how successful they may become on it

  • Affinity Plus Foundation and Cookie Cart join forces to provide teens personal finance, life skills (CU Insight)

ST. PAUL, MN — Teens will participate in financial literacy workshops as a part

Question: What’s the Difference Between Debit And Credit Cards?

Students are often confused about this distinction between debit and credit cards. Here are some resources that help show the ways in which they differ: