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Question: What Impact Has Education Had On Wages of Young People Over Past 50 Years?

Neat interactive from Flowing Data demonstrating the importance of education when it comes to income for young people (18-34):

Students can toggle between 1966 and 2016 to see how the median as well as the dispersion of wages changes over this fifty year period.

Questions:

By |May 18th, 2017|Career, Chart of the Week, Current Events, Math, Research|

Question: What Happened To Snapchat (The Investment)?

Investors loved the IPO (shares shot up from IPO price of $17 to $29 at one point on the first day of trading) but when it came time to announce their first quarterly results as a public company, well….I will let the chart from YahooFinance do the talking:

Ben Carlson, a blogger, titled a recent blog post on this disappointment: A Good Lesson For Millennial Investors. So, what did it teach them?

Chart: How Has The Job Market Changed Over the Past 100 Years?

From Quartz:

Questions (Note: Students should also read the Quartz article which will help in answering the questions):

Article: How Online Shopping Makes Suckers of Us All

Rather long (about 15 minute read) but intriguing article from The Atlantic that provides great context for trends that I have blogged about the growth of online shopping (here and here). The article describes how in this era of “big data” retailers are harnessing consumer information to price discriminate and obliterate the concept of a fixed price.

Here are a few excerpts:

Trends: What Do You Buy Online?

Ask your students which of the following items they tend to purchase online:

  • Books?
  • Toys?
  • Electronics?
  • Clothing?
  • Food and Beverage?

See how their answers line up with current and expected online sales trends are for each of these categories. Notice how online sales are expected to continue to gain on “bricks and mortar” sales: 

Question: What Are The New Interest Rates on Federal Student Loans?

Answer: 4.45% for federal direct student loans effective July 1, 2017 (up from 3.76% for 2016-17 school year).

Why the increase? Student loan interest rates are now tied to the 10 Year Treasury Bond interest rate.

From Bloomberg:

New undergraduate loans from the Department of Education are due to carry an interest rate of 4.45 percent, up from 3.76 percent for the academic year ending in June. Rates on some graduate loans are set to rise from 5.31 percent to 6 percent, while rates on loans to parents and guardians are due to experience a jump from 6.31 percent to 7 percent.

Question for students:

Interactive: How Does Your Disposable Income Compare to Peers in Other Countries?

From the Guardian comes an interesting interactive which displays long-term trends in disposable income among different age groups in different countries. Students start by entering an age and a country (all G-8 countries are represented) and then see a series of charts that show three different analyses:

Writer’s Workshop: Write A Letter To A CEO (And Get A Response)

A recent Ron Lieber column in NY Times got me thinking about a useful skill that all young people should have: how to advocate for oneself in a manner that people in power will respond to.

Here’s the crux of his column: