Monthly Archives: November 2015

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The Word is Spreading… A Recap from our Conference Tour

As we head into Thanksgiving and prepare to spend time with wonderful family and delicious food, I wanted to take a moment to reflect on the past month. November is a busy conference month, and we were certainly out in full force.

Below you can find a recap of each event we attended, but first I wanted to start with a story from the last day of the tour, at the FBLA FNLC Conference in Baltimore. I was packing up my supplies when a single teacher strolled through the exhibit hall, saying she was looking for NGPF. I told her she’d found them, so she sat down and we began chatting.

Her name is Martha Somers, and she teaches Personal Finance at Broad Run High School in Ashburn, VA. She felt the need to seek us out because she had some questions about how to access our content, but also wanted to pass along this nugget:

November Survey Results: How Many Of Your Preps are Personal Finance?

We know that teachers are incredibly talented, and often asked to multi-task. And since our goal is save you time and make life easier, we wanted to know:

How many of your preps are personal finance classes?

When we couldn’t find definitive answers online, we decided to ask the questions ourselves.

Here’s what our NGPF community said…

By |November 24th, 2015|Financial Literacy, Professional Development, Survey Results|

Project: Plan a Friendsgiving Dinner

If you’re already done with school before the Thanksgiving holiday, LUCKY YOU! Enjoy your much-deserved rest and relaxation. For the rest of you, I’ve generated this timely project, “Plan a Friendsgiving Dinner,” you can use in your classroom in the early parts of next week, even if attendance, motivation, or both are low in your personal finance classes.

By |November 20th, 2015|Activities, Activity, Budgeting, Excel activities|

Question: Are Your Students Smarter Than The Average American?

You know that sports cheer “We’re #1?” Well, when it comes to personal finance, the U.S. comes in #14 according to a recent global survey of financial literacy.

Here are the five questions asked of over 150,000 adults in 148 countries:

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NGPF Podcast: Tim Talks To Robbin Lussier, Personal Finance Innovator at Chicopee High School (MA)

It’s Tuesday, so time for another NGPF Podcast.

Thanks to Robbin Lussier, business teacher from Chicopee High School in Chicopee, MA for participating in this podcast. In this wide-ranging interview, Robbin’s enthusiasm for personal finance shines through with her words and actions. She advocates for a dedicated personal finance course at her school…and gets it.

Activity Idea: What’s Your Money Story?

images (16)We call it “personal finance” for a reason. We all have our own relationship to money shaped by myriad influences; parents, peers, neighborhoods, culture, society writ large….

Marketplace.org developed a series of interview questions they referred to as the Marketplace quiz “because what we do for a living, spend our money on and why usually reveals more about our personalities than we’d expect.”

My thinking as I looked at the questions was “What a great way to get students talking about money.” The activity idea: have them interview another student using this sample set of questions.

So, I have compiled a series of these Marketplace quiz questions and modified several of them for a high school audience (here’s the responses from one of their interviews):

How Can A Bad Credit Score Hurt You…Let Me Count The Ways

images (15)The list just keeps on growing. Add risk-based pricing to the mix, which means cable/internet/phone companies can charge you more if they perceive you to be a credit risk.  This LifeHacker’s Two Cents article should be required reading before students take the first step to building their credit history, which will usually be a credit card or student loan. As we noted in an earlier post, having low credit scores can hurt in the relationship department too:)

Here are the disadvantages of a low credit score enumerated in this article:

A Cheat Sheet For Your Financial Life

From LifeHacker’s Two Cents:

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Why do I love this chart?

Too often in personal finance, we focus on curricular “units” instead of taking a more holistic approach to finances. So, we talk about savings in one unit, investing in another and credit in another when our lives are much more integrated than this approach would suggest.

I love this graphic because it helps students see a fuller picture on how to prioritize savings, debt, investing for retirement and just plain investing.  It also makes for a  great quiz question, where students are given each of these financial vehicles and told to prioritize them and provide a rationale for why they ordered things in a specific way.

For more details (from LifeHacker):